1. Acceptance of these terms
These Terms of Service (the Terms) are a binding agreement between you and [Legal entity name, to be confirmed] (Zagvo, "we", "us"), registered at [Registered company address, to be confirmed].
By creating an Account, accessing the Service, or clicking to accept, you agree to these Terms. If you do not agree, do not use the Service. If you are entering into these Terms on behalf of a company or other organisation, you confirm you have authority to bind it, and "you" refers to that organisation.
The Privacy Policy, Refund Policy, Cookie Policy and Acceptable Use Policy are incorporated by reference and form part of these Terms. Defined terms have the meaning given in Section 2 of the Privacy Policy unless redefined below.
2. Definitions
- Service
- The Zagvo website, web application, APIs and supporting systems operated by us.
- Account
- Your credentials and profile for accessing the Service.
- Project
- A product or initiative in your Workspace and everything attached to it, discovery answers, build plan, tasks, conversations, documents, memory and uploaded files.
- Customer Content
- Anything you provide to or create in the Service.
- Output
- Material generated by the Service in response to your input, including briefs, PRDs, technical specifications, task lists, builder prompts and mentor replies.
- Credits
- The unit used to meter AI usage. Credits are allocated by your subscription plan and consumed when you take an AI action.
- Plan
- The subscription tier you select, which determines your monthly Credit allocation and feature access.
- Beta Access
- Access granted during our closed beta on complimentary terms, as described in Section 8.
3. Eligibility
- You must be at least 16 years old, or the minimum age of digital consent in your country if higher, and able to form a binding contract.
- You must not be barred from using the Service under the laws of your jurisdiction or ours.
- You must not be located in, ordinarily resident in, or acting on behalf of a person in a country or region subject to comprehensive sanctions, and you must not appear on any applicable restricted-party list (see Section 20).
- If your Account was previously terminated for a violation of these Terms, you may not create a new Account without our written permission.
4. Accounts and your responsibilities
4.1 Account information
You must provide accurate registration information and keep it current. You are responsible for all activity that occurs under your Account, whether or not you authorised it, except to the extent it results from our breach of these Terms.
4.2 Security responsibilities
- Use a strong, unique password and keep credentials confidential.
- Do not share an Account with other people. Each individual using the Service needs their own Account; Credits and Plans are licensed per Account.
- Enable available security features and keep the email address on the Account under your control.
- Notify us immediately at the contact routes in Section 24 if you suspect unauthorised access.
- Do not store production credentials, private keys, payment card data or other secrets inside a Project.
4.3 Your content responsibilities
You are responsible for Customer Content, including having the rights necessary to submit it and to allow us to process it as described in the Privacy Policy. Do not upload content that infringes third-party rights, and do not include personal data about others without a lawful basis.
5. The Service
Zagvo is the AI product manager for people building software with AI. Depending on your Plan, the Service allows you to create Projects, run guided discovery, generate documentation such as product briefs, PRDs, technical specifications, database schemas, API specifications, UX flows, QA checklists, security reviews and launch checklists, break work into tasks, converse with an AI mentor, store project knowledge, upload files for context, export documents, and track launch readiness.
The Service helps you specify and plan software. It does not host, deploy, compile or run your application, and it does not guarantee that any plan, specification or prompt will produce working software in any third-party AI builder or development tool.
We may add, change or remove features. Where we discontinue a material feature you rely on, we will give reasonable advance notice and, where a paid Plan is materially degraded as a result, offer a pro-rata credit or refund in line with the Refund Policy.
6. Subscriptions and plans
6.1 Plans and billing cycle
Paid Plans are offered on a recurring subscription basis. The Plan, price, billing frequency and Credit allocation shown at checkout govern your subscription. Subscriptions renew automatically at the end of each billing period until cancelled.
6.2 Authorisation to charge
By subscribing you authorise us and our payment processor to charge your payment method for the Plan fee and any applicable taxes on each renewal date, until you cancel. You are responsible for keeping a valid payment method on file.
6.3 Price changes
We may change Plan prices. Changes apply from your next billing period and we will give at least 30 days' notice by email. If you do not accept a price change, cancel before it takes effect.
6.4 Taxes
Prices are exclusive of taxes unless stated otherwise. You are responsible for applicable VAT, GST, sales tax and similar charges, which are calculated at checkout based on your billing location. Our tax registration is [VAT / GST registration number, to be confirmed]. If you are exempt or registered for reverse charge, provide a valid registration number before purchase.
6.5 Failed payments
If a payment fails we may retry it, and we may suspend paid features until payment succeeds. Persistent non-payment may result in downgrade to a free tier or termination under Section 17.
6.6 Cancellation
You may cancel at any time from billing settings. Cancellation stops future renewals; your Plan remains active until the end of the paid period. Refund treatment is governed by the Refund Policy.
7. AI credits and usage limits
7.1 How Credits work
AI actions consume Credits. Your Plan includes a monthly Credit allocation that is granted at the start of each billing period. Different actions consume different amounts depending on the model used and the size of the request; the Service shows your balance and recent consumption in your Workspace.
7.2 Expiry and carry-over
Credits are for use within the billing period in which they are granted. Unless your Plan expressly states otherwise, unused Credits expire at the end of the period and do not carry over, and no cash value attaches to them.
7.3 Running out of Credits
When your balance is exhausted, AI features stop until your next allocation, or until you upgrade or purchase additional Credits where offered. Non-AI features (reading, editing and exporting existing content) remain available.
7.4 Fair use and rate limits
We apply rate limits and abuse controls to keep the Service available for everyone. We may throttle, queue or temporarily block requests that are automated, abnormally voluminous, or intended to circumvent Credit metering. Repeated circumvention is a breach of the Acceptable Use Policy.
7.5 Metering is authoritative
Our records of Credit consumption are the authoritative record. If you believe metering is inaccurate, contact us within 30 days of the relevant statement and we will investigate and correct any error.
8. Beta access and beta features
During our closed beta, we may grant Beta Access: the full subscription experience (plan selection, activation and Credit allocation) provided at no charge and activated without a card payment. Beta Access is complimentary, personal to your Account, and may be modified, limited or withdrawn at any time on reasonable notice.
We may also label individual features as beta, preview or experimental. Those features are provided as is, may change or be removed without notice, may be less reliable than generally available features, and are excluded from any service commitment.
No fee, no refund
Because Beta Access is granted at no charge, no refund arises in respect of it. If we convert Beta Access into a paid subscription, we will give clear advance notice and obtain your agreement before charging you.
9. Acceptable use
Your use of the Service is governed by our Acceptable Use Policy, which forms part of these Terms and sets out permitted and prohibited conduct in detail. In summary, you must not use the Service to break the law, harm others, compromise systems, infringe rights, abuse resources, or misuse AI capability.
We may investigate suspected violations and take the enforcement actions described in the Acceptable Use Policy, including warning, feature restriction, suspension and termination.
10. Customer content and licence to us
10.1 You keep ownership
You retain all rights in Customer Content. Nothing in these Terms transfers ownership of your ideas, specifications, documents or product plans to us.
10.2 The licence you grant us
You grant us a worldwide, non-exclusive, royalty-free licence to host, store, copy, transmit, display and process Customer Content solely to operate and support the Service for you, including transmitting it to AI Providers to generate the Output you request. This licence exists only to run the Service and ends when the content is deleted, except for residual copies in backups pending rotation.
10.3 No training on your content
We do not use Customer Content or Output to train, fine-tune or improve foundation models, and we do not sell or license it for that purpose. This commitment is stated in full in the Privacy Policy.
11. Generated output and ownership
11.1 Your ownership of Output
As between you and us, and to the extent permitted by law, you own the Output generated for your Project and may use it for any lawful purpose, including commercially, without attribution. We claim no licence over your Output other than the operational licence in Section 10.2.
11.2 Output may not be unique
AI systems can generate similar or identical Output for different users given similar inputs. We do not warrant that Output is original, novel or protectable, and we cannot guarantee that it does not resemble material generated for someone else.
11.3 Your responsibility for use
You are responsible for reviewing Output before relying on it, including checking accuracy, licence compatibility of any referenced technology, security implications, and compliance with laws applicable to your product.
12. Zagvo intellectual property
The Service itself (software, interfaces, design system, documentation manifests, prompt architecture, planning and verification engines, brand, logo and name) is owned by us and protected by intellectual property law. We grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the Service in accordance with these Terms and your Plan.
You must not, and must not permit others to:
- copy, modify, translate or create derivative works of the Service;
- reverse engineer, decompile or attempt to derive source code or underlying prompts, except where such restriction is prohibited by law;
- resell, sublicense, rent or provide the Service to third parties as a competing or white-labelled offering;
- remove or obscure proprietary notices; or
- use our name, logo or brand without written permission, other than accurate factual references.
If you send us feedback or suggestions, you grant us a perpetual, irrevocable, royalty-free right to use them without obligation to you. Feedback is not confidential.
13. AI limitations and no professional advice
Read this before relying on Output
Zagvo is a drafting and planning tool. It produces confident-sounding text that can still be wrong. Treat every Output as a first draft prepared by a capable but fallible assistant, and apply your own judgement before acting on it.
13.1 Accuracy and reliability
Output may be inaccurate, incomplete, outdated, internally inconsistent or unsuitable for your circumstances. It may reference technologies, APIs or practices that have changed. We make no warranty that Output is correct, fit for purpose, secure, performant or compliant with any standard or regulation.
13.2 No legal advice
Nothing generated by the Service, including documents that discuss contracts, privacy, compliance or policy, is legal advice, and no lawyer-client relationship arises. Consult a qualified lawyer in your jurisdiction before relying on such material.
13.3 No medical advice
The Service does not provide medical or clinical advice, diagnosis or treatment. Do not use Output to make medical decisions, and do not build regulated clinical functionality on its unreviewed basis. Consult a qualified healthcare professional.
13.4 No financial advice
The Service does not provide financial, investment, tax or accounting advice. Any figures, projections, pricing suggestions or market statements are illustrative only. Consult a qualified professional before making financial decisions.
13.5 Security-sensitive and high-risk use
Do not rely on Output alone for security architecture, cryptography, authentication design, payment handling or regulated data flows. The Service is not designed for use in circumstances where failure could lead to death, personal injury, or severe environmental or property damage, and must not be used in such settings.
14. Third-party services
The Service integrates with third parties (sign-in, payments, hosting, email, AI providers) and you may take Output to third-party AI builders and development tools. Those services are governed by their own terms and privacy policies. We are not responsible for their availability, content, security or acts, and their inclusion is not an endorsement. Fees charged by third parties are your responsibility.
15. Availability, downtime and support
15.1 Availability
We aim to keep the Service available continuously, but we do not commit to an uptime percentage unless we have agreed a separate written service level agreement with you. The Service is provided on a commercially reasonable efforts basis.
15.2 Planned and unplanned downtime
We may perform maintenance that makes the Service temporarily unavailable, and will give advance notice for significant planned maintenance where practicable. Unplanned downtime may result from provider failures, network incidents, attacks or defects. AI features additionally depend on third-party model providers and may degrade or become unavailable if those providers do.
15.3 Support
Support is provided by email and through the contact page during normal business hours at help@zagvo.com. We aim to acknowledge requests within two business days. Priority support applies only where expressly included in your Plan.
16. Suspension
We may suspend your Account or specific features, in whole or in part, where:
- we reasonably believe you have violated these Terms or the Acceptable Use Policy;
- your use poses a security risk to the Service or to other users;
- your use imposes an abnormal load or is being used to circumvent Credit metering;
- payment is overdue after reasonable attempts to collect; or
- suspension is required by law or by a provider we depend on.
Except where immediate action is necessary, we will give notice and, where the issue is capable of being fixed, an opportunity to fix it. We will restore access promptly once the cause is resolved. Suspension for cause does not entitle you to a refund for the suspended period.
17. Termination
17.1 Termination by you
You may stop using the Service and close your Account at any time. Cancelling a subscription is governed by Section 6.6 and the Refund Policy.
17.2 Termination by us
We may terminate these Terms and your Account for material breach that is not cured within 14 days of notice, for serious violations of the Acceptable Use Policy where immediate termination is warranted, for prolonged non-payment, or if we discontinue the Service entirely. If we discontinue the Service, we will give at least 30 days' notice and refund any prepaid, unused subscription fees.
17.3 Effect of termination
On termination your licence to use the Service ends and remaining Credits are forfeited. Export your Projects and documents before termination takes effect. We retain and delete data in line with the retention schedule in the Privacy Policy. Sections concerning ownership, feedback, disclaimers, limitation of liability, indemnification, governing law and dispute resolution survive termination.
18. Refunds
Refunds are governed by the Refund Policy, which forms part of these Terms and describes treatment of monthly and annual subscriptions, Credits, duplicate and accidental payments, failed payments, chargebacks, taxes, upgrades, downgrades, promotional discounts and statutory consumer rights. Where the Refund Policy conflicts with these Terms on a refund question, the Refund Policy prevails.
19. Disclaimer of warranties
To the maximum extent permitted by law, the Service and all Output are provided as is and as available, without warranties of any kind, whether express, implied or statutory, including implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy and quiet enjoyment.
We do not warrant that the Service will be uninterrupted, error-free or secure, that defects will be corrected, or that Output will meet your requirements or produce any particular commercial result.
Some jurisdictions do not allow the exclusion of certain warranties. Where that applies, the exclusions above apply only to the extent permitted, and nothing in these Terms limits your non-excludable statutory rights as a consumer.
20. Limitation of liability
To the maximum extent permitted by law, neither party is liable for indirect, incidental, special, consequential or punitive damages, or for loss of profits, revenue, data, goodwill, business opportunity or anticipated savings, however caused and regardless of the theory of liability, even if advised of the possibility.
Our total aggregate liability arising out of or relating to these Terms or the Service is limited to the greater of: (a) the total fees you actually paid to us for the Service in the twelve months immediately preceding the event giving rise to the claim; or (b) [Minimum liability floor, to be confirmed]. Where access was provided free of charge, including Beta Access, our aggregate liability is limited to that floor.
Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot lawfully be excluded. These limitations apply even if a limited remedy fails of its essential purpose, and allocate risk in a way that is reflected in the pricing of the Service.
21. Indemnification
You will defend, indemnify and hold harmless Zagvo and its officers, employees and agents from and against third-party claims, damages, liabilities, costs and reasonable legal fees arising out of or relating to: (a) Customer Content; (b) your use of the Service or of Output, including software you build using it; (c) your violation of these Terms or the Acceptable Use Policy; or (d) your violation of applicable law or of the rights of a third party.
We will notify you promptly of any claim, give you reasonable control of the defence, and cooperate at your expense. You may not settle a claim in a way that imposes obligations or admissions on us without our written consent.
22. Export controls and sanctions
The Service may be subject to export control and economic sanctions laws. You represent that you are not located in, ordinarily resident in, or acting on behalf of a person in a country or region subject to comprehensive sanctions, and that you are not listed on any applicable restricted-party or denied-persons list.
You must not export, re-export or make the Service available in breach of those laws, and must not use the Service to develop weapons, or for any end use prohibited by applicable export control regulations. We may suspend or terminate access where we reasonably believe continued provision would breach these laws.
23. Force majeure
Neither party is liable for failure or delay in performance (other than payment obligations) caused by events beyond its reasonable control, including natural disasters, war, terrorism, civil unrest, epidemics, labour disputes, governmental action, internet or power failures, large-scale cyber-attacks, and failures of upstream hosting or AI providers. The affected party will notify the other and use reasonable efforts to resume performance. If such an event continues for more than 30 days, either party may terminate the affected subscription and we will refund prepaid, unused fees for the affected period.
24. Governing law and dispute resolution
24.1 Governing law
These Terms and any dispute arising out of them are governed by the laws of [Governing jurisdiction, to be confirmed], without regard to conflict of law rules. The United Nations Convention on Contracts for the International Sale of Goods does not apply.
24.2 Informal resolution first
Before commencing formal proceedings, please contact us and give us 30 days to resolve the matter informally. Most disputes are resolved this way, and it is faster for everyone.
24.3 Forum
If informal resolution fails, disputes will be resolved before [Courts / arbitration venue, to be confirmed], and both parties consent to that venue. Each party may seek injunctive relief in any competent court to protect its intellectual property or confidential information.
24.4 Consumer protection
If you use the Service as a consumer, you retain the benefit of any mandatory protections and the right to bring proceedings in the courts of your place of residence where local law provides it. Nothing in this section removes those rights.
24.5 No class actions
To the extent permitted by law, disputes will be resolved on an individual basis and not as a class, collective or representative action. Where this restriction is unenforceable, it does not apply.
25. General provisions
- Entire agreement. These Terms and the policies incorporated into them are the entire agreement between us regarding the Service and supersede prior discussions.
- Assignment. You may not assign these Terms without our written consent. We may assign them to an affiliate or in connection with a merger, acquisition or sale of assets.
- Severability. If a provision is held unenforceable, it is modified to the minimum extent necessary and the remainder stays in force.
- No waiver. Failure to enforce a provision is not a waiver of the right to enforce it later.
- Notices. We may give notice by email to the address on your Account or by in-product notice. You give notice using the contacts in Section 24.
- No third-party beneficiaries. These Terms do not create rights for anyone other than you and us.
- Relationship. Nothing here creates a partnership, joint venture, employment or agency relationship.
- Language. These Terms are drafted in English. Any translation is provided for convenience and the English version prevails.
26. Changes to these terms
We may revise this document from time to time to reflect changes in the Service, our providers, or applicable law. When we make material changes we will update the “Last updated” date, publish the revised document on this page, and (where the change materially reduces your rights or materially expands your obligations) notify account holders by email or in-product notice before the change takes effect. Changes are effective on the stated effective date. Continued use of the Service after that date constitutes acceptance of the revised document. Prior versions are available on request.
If you do not accept a revision, you may cancel your subscription and stop using the Service before the effective date. Where a revision materially disadvantages you mid-term, you may cancel and request a pro-rata refund for the unused remainder of the paid period.
27. Contact
- General and support: help@zagvo.com, or the contact page on this website
- Billing and subscriptions: billing@zagvo.com
- Legal notices: [Legal entity name, to be confirmed], [Registered company address, to be confirmed]